A financial plan is not something you create once and set aside—it’s designed to evolve with you over time. As your life changes, your financial strategy should adapt to reflect new goals, priorities, and circumstances.
Market fluctuations are a natural part of investing—but they can still feel unsettling when they happen. Headlines, short-term swings, and uncertainty can make it tempting to react quickly.
From retirement savings to living abroad, here are some of our commonly asked questions.
Tip: Nearly 80% of workers expect to work for pay in retirement, but only 29% of retirees actually have done so. Source: 2017 Retirement Confidence Survey, EBRI Retirement can have many meanings. For some, it will be a time to travel and spend time with family members. For others, it will be a time to start a new business or...
In a recent study, 88% of millennials admitted that financial decisions are a source of tension in their relationship with a spouse or partner. This could help explain why some experts say financial problems are the #1 reason marriages fail.1,2 Fortunately, couples may be able to head off many of the problems money can cause in a marriage. 10 Tips...
For most Americans, Social Security has represented nothing more than some unavoidable payroll deduction with the positively cryptic initials of “FICA” and “OASDI” (Federal Insurance Contributions Act and Old Age, Survivors and Disability Insurance). It hinted at a future that seemed both intangible and faraway. Yet, a new generation has begun drawing on the promise that was made with those...
One of the earliest examples of crowdfunding occurred in 1884 when funds ran short for building the Statue of Liberty’s pedestal. The publisher Joseph Pulitzer used his newspaper to appeal to Americans to donate the money needed to complete the pedestal’s construction. Over $100,000 in six months was raised from more than 125,000 people.¹ But it took the Internet to...
LPL FINANCIAL AND ITS ADVISORS RANKS FIRST IN CUSTOMER LOYALTY IN NEW STUDY BY COGENT REPORTS! Read the Official Press Release here.
Many Americans have taken steps in recent years to protect their identity. However, one report found identity theft hit an all-time high in 2016, affecting an estimated 15.4 million consumers. If you haven’t taken measures to protect yourself, it may be a good idea to consider your options.1 Identity theft is a crime in which an individual illegally obtains and...
The baby boomers have re-defined everything they’ve touched, from music to marriage to parenting and, more lately, to what “old” means—60 is the new 50! Longer, healthier living, however, can put greater stress on the sustainability of retirement assets. There is no easy answer to this challenge, but let’s begin by discussing one idea—a bucket approach to building your retirement...
When the rules of the game change, tactics should follow in response to the new landscape. While estate tax exemptions have ridden an uncertain roller coaster in recent years, the rules appear to be stabilizing, prompting many to reconsider conventional estate strategies.¹ A few years ago, Congress raised the estate and gift tax exemption to $5 million per person, adjusted...
Gary L Deese Recognized by LPL Financial as a Top Financial Advisor Lexington, SC —June 21, 2017 — Gary L Deese, an independent LPL Financial advisor at Crescent Financial Group, LLC in Lexington, today announced that he was recognized as a top LPL Financial advisor and named to LPL’s Chairman’s Club. This premier award is presented to less than 5%...